Privacy policy
**Privacy Policy for Peso Cash - Loan Calculator**
Last updated: 9-Jul
Peso Cash - Loan Calculator ("the App", "we", "us", "our") is an educational and guidance application designed to help users learn about loan types, calculate estimates, and understand basic financial concepts. This Privacy Policy explains how we handle information when you use our App.
Peso Cash does not provide loans, does not act as a lender or financial institution, and does not offer any financial service. This Privacy Policy applies only to the App's use of information and does not relate to any real financial transaction, since no such transaction occurs within the App.
**1. Information We Collect**
Peso Cash is designed to work with minimal data collection. The App may store the following information locally on your device:
- Your selected language preference (English or Filipino)
- Your answers to the in-app educational questionnaire (loan purpose, income range, employment type, credit score awareness)
- Values you enter into the loan calculators (loan amount, interest rate, tenure, income, expenses)
This information is stored locally on your device and is used only to personalize your experience within the App, such as remembering your language choice or displaying your calculator results. We do not require you to create an account, and we do not collect your name, email address, phone number, or any government identification through the App.
**2. Information We Do Not Collect**
We do not collect, request, or store:
- Bank account or payment card details
- Loan application data submitted to any lender
- Government-issued ID numbers
- Precise location data
- Contacts, photos, or device files
**3. How We Use Information**
Any information entered into the App (such as questionnaire answers or calculator inputs) is used solely to:
- Display personalized educational guidance and estimated calculations within the App
- Remember your language preference between sessions
- Improve the general functionality and content of the App
We do not sell, rent, or share this information with third parties, advertisers, lenders, or financial institutions.
**4. Data Storage and Security**
Information entered into the App is stored locally on your own device. We do not operate a remote server that stores your personal calculator inputs or questionnaire answers. If you uninstall the App or clear its local storage, this information is permanently deleted from your device.
**5. Third-Party Services**
Peso Cash does not integrate with any lender, bank, or financial service provider, and does not transmit your data to any third party for loan processing purposes. If the App uses any third-party libraries or tools for functionality (such as fonts or UI components), these do not collect personal information from users.
**6. Children's Privacy**
Peso Cash is not directed at children under 13 (or the applicable minimum age in your country). We do not knowingly collect personal information from children. If you believe a child has provided personal information through the App, please contact us so we can address it.
**7. No Financial Advice or Service**
All content, calculators, and recommendations provided in the App are for general educational and informational purposes only. Peso Cash does not provide financial, investment, or legal advice, and does not facilitate real loan applications, approvals, or transactions. Please consult a licensed financial institution or professional for advice specific to your situation.
**8. Your Choices**
Since most data used by the App remains on your device, you can clear this information at any time by clearing the App's storage or uninstalling the App from your device.
**9. Changes to This Privacy Policy**
We may update this Privacy Policy from time to time to reflect changes in the App or applicable laws. Any changes will be posted within the App or on this page with an updated "Last updated" date. Continued use of the App after changes are posted constitutes acceptance of the updated policy.
**10. Contact Us**
If you have any questions or concerns about this Privacy Policy or how the App handles information, please contact us at:
Email: domadiyaakash758@gmail.com